AI-Powered Decision Analysis

Invest it or pay it down?
Now you can show clients the answer.

Equivue Analyze gives financial advisors AI-powered scenario analysis, Monte Carlo simulation, and branded PDF reports — so you can answer your clients' biggest question with confidence, not guesswork.

Start your free trial See how it works

Lump Sum Analysis

Invest the windfall

$187,432

Projected after 15 years

Pay down the loan

$142,891

Total interest saved

Scenario comparison over time

AI Analysis Ready

45 min

Average time to build
a scenario in Excel

The problem

Your clients ask this question every week. You deserve a better way to answer it.

Should I invest this windfall or pay down my mortgage? Should I put an extra $500/month toward my loan or into the market? These are the questions that keep your clients up at night — and the ones that define the value of your advice.

But right now, most advisors answer them with spreadsheets they built years ago, free online calculators that don't carry their brand, or rough rules of thumb that don't account for the full picture.

"I was using a spreadsheet I built in 2018. It didn't have Monte Carlo. It didn't have AI. And it definitely didn't produce anything I'd hand to a client."

Your advice is professional-grade. Your tools should be too.

What you get

Everything you need to answer the question — and prove the answer.

Equivue Analyze combines scenario comparison, Monte Carlo simulation, AI interpretation, and branded export in one advisor-focused platform.

Side-by-side analysis

See invest vs. pay down in one view. Both paths, both outcomes, clear result cards. No tabs, no toggling.

Monte Carlo simulation

10,000 iterations using the Box-Muller method. See 10th, 25th, 50th, 75th, and 90th percentile outcomes — not just the average.

AI-powered interpretation

Claude reads the numbers and writes a plain-English analysis your clients can understand. Toggle between formal and conversational tone.

Branded PDF export

Drop in your firm's logo. Export a professional report your client takes home, shares with their spouse, and references when they decide.

Saved client scenarios

Organize analyses into folders by client. Pick up where you left off. Build a library of financial decisions over time.

Extended projections

See what happens after the loan term ends. The investment keeps growing — show your clients the full picture, not just the loan window.

Simple by design

From question to client-ready report in three steps.

Enter the decision

Lump sum or monthly payment. Investment return, loan rate, time horizon. Takes 60 seconds to set up.

See both paths

Side-by-side comparison, interactive chart, Monte Carlo percentile table, and AI analysis — all generated instantly.

Share the report

Add your firm's logo, export to branded PDF, and hand your client a deliverable that builds trust.

[ Your photo here ]

"I built the tool I wished I had — as a professor explaining this to students, and as a consultant answering it for clients."

— Brandon, Founder

Built by an advisor, for advisors

The question that started it all.

As a college finance professor, I teach students how to think about the invest-vs-pay-down decision every semester. As a financial consultant, clients ask me the same question every week. But the tools available to answer it — spreadsheets, generic calculators, rough rules of thumb — never matched the sophistication of the question itself.

So I built Equivue Analyze. Not just to compute the answer, but to communicate it — with Monte Carlo simulation that captures real-world uncertainty, AI interpretation that speaks in plain English, and branded reports that make the advisor look as sharp as their advice.

This isn't a tool built by a tech company guessing what advisors need. It's built by someone who lives the question every day.

— Brandon, Finance Professor & Founder

What advisors are saying

Early access feedback

★★★★★

"I used to dread the 'should I invest or pay off my mortgage' conversation. Now I pull up Equivue Analyze and the client can see both paths in real time. The PDF report is a game-changer."

Sarah C., CFP®

Independent RIA · Portland, OR

★★★★★

"The Monte Carlo simulation is what sets this apart. My clients don't just see the expected outcome — they see the range. That changes the conversation from 'what should I do' to 'what am I comfortable with.'"

Michael R., ChFC

Wealth Advisor · Dallas, TX

★★★★★

"I handed a client the branded PDF and she said 'this is exactly what I needed to talk to my husband.' That's when I knew this tool was worth ten times the subscription."

Jennifer L., RICP

Financial Planner · Chicago, IL

Pricing

Plans that scale with your practice.

Every plan includes the full Equivue Analyze platform. Pick the size that fits.

Monthly Annual Save 20%

Solo

For independent advisors

$29 /month

Start free trial

1 seat

Lump sum & monthly calculators

Monte Carlo simulation

AI-powered interpretation

Branded PDF export

Saved client scenarios

Invest it or pay it down?Now you can show clients the answer.

Your clients ask this question every week. You deserve a better way to answer it.

Everything you need to answer the question — and prove the answer.

Side-by-side analysis

Monte Carlo simulation

AI-powered interpretation

Branded PDF export

Saved client scenarios

Extended projections

From question to client-ready report in three steps.

Enter the decision

See both paths

Share the report

The question that started it all.

Early access feedback

Plans that scale with your practice.

Your clients' biggest question deserves your best answer.

Invest it or pay it down?
Now you can show clients the answer.